{"id":91857,"date":"2026-08-07T06:59:15","date_gmt":"2026-08-07T02:59:15","guid":{"rendered":"https:\/\/www.dubicars.com\/news?p=91857"},"modified":"2026-08-11T07:03:59","modified_gmt":"2026-08-11T03:03:59","slug":"al-futtaim-flex-drive-toyota-lexus-uae","status":"publish","type":"post","link":"https:\/\/www.dubicars.com\/news\/al-futtaim-flex-drive-toyota-lexus-uae.html","title":{"rendered":"Al-Futtaim Flex Drive Launched In UAE: Easier Repayments For Toyota & Lexus"},"content":{"rendered":"\n

Al-Futtaim has launched Flex Drive, a new vehicle financing option for Toyota<\/a> and Lexus<\/a> customers in the UAE. Developed with Al-Futtaim Finance, the programme offers lower monthly instalments during the first two years, followed by higher repayments over the remaining three years.<\/p>\n\n\n\n

The new financing structure is designed for customers seeking greater flexibility when buying a new vehicle, including young professionals, growing families, and buyers who prefer a structured repayment plan.<\/p>\n\n\n\n

What Is Al-Futtaim Flex Drive?<\/strong><\/h2>\n\n\n\n

Flex Drive introduces a different approach to conventional vehicle financing. Instead of maintaining the same monthly payment throughout the finance period, customers pay lower monthly instalments for the first two years. The monthly payments then increase for the remaining three years, creating a five-year repayment structure.<\/p>\n\n\n\n

Flex Drive offers a fixed interest rate, helping customers understand how their repayments will be structured from the start of the agreement. The vehicle is also registered in the customer’s name from day one and financed through Al-Futtaim Finance.<\/p>\n\n\n\n

Lower Payments During The First Two Years<\/strong><\/h2>\n\n\n\n

The main benefit of Flex Drive is the reduced financial commitment during the early stages of vehicle ownership. Customers can benefit from smaller monthly repayments during the first 24 months. This could appeal to buyers who want more room in their monthly budget when purchasing a new Toyota or Lexus.<\/p>\n\n\n\n

After the initial two-year period, repayments increase for the remaining three years of the finance agreement. The structure does not change the customer’s financial commitment but alters how repayments are distributed over the five-year period.<\/p>\n\n\n\n

Designed For Changing Customer Needs<\/strong><\/h2>\n\n\n\n

Al-Futtaim says Flex Drive has been developed in response to customers seeking more flexible financing options for their vehicles.<\/p>\n\n\n\n

Jacques Brent, Managing Director of Al-Futtaim Toyota & Lexus, highlighted the importance of giving customers greater choice and control over how they finance their vehicles.<\/p>\n\n\n\n

The company believes the new programme can make ownership more accessible while providing customers with a clear and predictable repayment structure.<\/p>\n\n\n\n

Omar Haddad, CEO of Al-Futtaim Finance, added that customers increasingly want financing solutions that better match how they manage their finances, particularly during the early stages of vehicle ownership.<\/p>\n\n\n\n

Available For Toyota & Lexus Customers In The UAE<\/strong><\/h2>\n\n\n\n
\"al-futtaim<\/figure>\n\n\n\n

Flex Drive is available to customers purchasing Toyota and Lexus vehicles in the UAE. The financing programme covers buyers across the two brands, providing another payment option alongside more traditional vehicle financing solutions.<\/p>\n\n\n\n

However, customers will still need to meet the required eligibility criteria. Financing is subject to a credit assessment, affordability assessment and applicable terms and conditions.<\/p>\n\n\n\n

What Buyers Need To Consider<\/strong><\/h2>\n\n\n\n

While the lower payments during the first two years can make the initial ownership period easier to manage, customers should account for the higher repayments that begin afterwards.<\/p>\n\n\n\n

Buyers should ensure that the payments scheduled for years three, four and five remain suitable for their expected financial situation. Customers should also review the Key Fact Statement, financing agreement, repayment obligations and total financing costs before signing the agreement.<\/p>\n\n\n\n

A New Way To Finance A Toyota Or Lexus In The UAE<\/strong><\/h2>\n\n\n\n

Flex Drive gives Toyota and Lexus customers another way to structure the cost of buying a new car in the UAE. Its biggest difference is the repayment profile: lower instalments during the first two years, followed by higher payments over the next three.<\/p>\n\n\n\n

For customers who want reduced monthly commitments at the start of their ownership journey, Flex Drive provides an alternative to a conventional fixed-payment vehicle finance plan.<\/p>\n\n\n\n

Stay tuned to UAE\u2019s most popular auto blog<\/a> for more information about the latest happenings in all of the Emirates.<\/p>\n\n\n\n

FAQs<\/strong><\/h2>\n\n\n\n

What is Al-Futtaim Flex Drive?<\/h3><\/strong>

Flex Drive is a five-year vehicle finance plan offering lower monthly instalments for the first two years and higher payments during the final three years.<\/p> <\/div>

How does Flex Drive work in the UAE?<\/h3><\/strong>

Customers make reduced repayments for the first 24 months. Instalments then increase for the remaining 36 months according to the agreed repayment schedule.<\/p> <\/div>

Is the interest rate on Flex Drive fixed?<\/h3><\/strong>

Yes. Flex Drive uses a fixed interest rate, providing customers with a predetermined repayment schedule throughout the five-year financing period.<\/p> <\/div>

Which car brands offer Flex Drive?<\/h3><\/strong>

Flex Drive is currently available to Toyota and Lexus customers in the UAE through Al-Futtaim Finance, subject to applicable financing terms.<\/p> <\/div>

Who is eligible for Al-Futtaim Flex Drive?<\/h3><\/strong>

Approval depends on Al-Futtaim Finance’s eligibility requirements, including credit and affordability assessments, as well as the applicable terms and conditions.<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"

Al-Futtaim has launched Flex Drive, a new vehicle financing option for Toyota and Lexus customers in the UAE. Developed with Al-Futtaim Finance, the programme offers lower monthly instalments during the first two years, followed by higher repayments over the remaining<\/p>\n","protected":false},"author":24,"featured_media":91855,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[3],"tags":[2364,943,41,40],"class_list":["post-91857","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-news","tag-al-futtaim","tag-auto-news","tag-lexus","tag-toyota"],"acf":[],"yoast_head":"\nAl-Futtaim Flex Drive Launched In The UAE: Toyota & Lexus Finance Plan<\/title>\n<meta name=\"description\" content=\"Al-Futtaim launches Flex Drive in the UAE, offering Toyota and Lexus buyers lower monthly payments for two years, followed by higher 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Instalments then increase for the remaining 36 months according to the agreed repayment schedule.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.dubicars.com\/news\/al-futtaim-flex-drive-toyota-lexus-uae.html#faq-question-1786417307715","position":3,"url":"https:\/\/www.dubicars.com\/news\/al-futtaim-flex-drive-toyota-lexus-uae.html#faq-question-1786417307715","name":"Is the interest rate on Flex Drive fixed?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. 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